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Find the Best Car Title Loans in Las Vegas, NV

If you own a car and need immediate cash, a title loan is a short-term financial solution. You don’t need good credit to qualify, and same-day funds up to thousands of dollars are available. We researched the best title loan companies in Las Vegas so you know where to apply and how this type of borrowing works in Nevada.

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Compare Top Payday and Title Loans

Speedy Cash
Overall satisfaction rating
  • Loans up to $25,000
  • Any year, make or model
  • Clear title might not be needed
  • Available in Las Vegas

No clear title needed!

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Overall satisfaction rating
  • Secured car/motorcycle title loans
  • Refinance your title loans
  • Fast and simple process
  • Available in Las Vegas

TitleMax was founded in Georgia in 1998 and is now one of the largest title lenders in the United States with more than 1,000 locations in 17 states across the United States. The company offers title loans and title pawns for cars and motorcycles.

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TMG Loan Processing
Overall satisfaction rating
  • Apply online or over the phone
  • Application available seven days a week
  • Available in Las Vegas
  • Qualified customers can receive funds in as little as one business day.

Get quick approval online!

How to get a title loan in Las Vegas

Las Vegas skyline

A title loan in Las Vegas allows you to borrow funds for 30 to 210 days while the lender holds on to your vehicle’s title. For car owners who temporarily need an increase in cash flow, title loans have many benefits:

  • It’s easy to qualify. As long as you have an ID, vehicle and a clear title in your name, you’re nearly there. Good credit isn’t necessary. Depending on the lender, you might also need proof of insurance, proof of address or proof of some income.
  • Borrow significant money. Lenders may offer title loans up to the fair market value of the vehicle. Get cash fast. If you qualify, cash is often available on the same day.
  • Drive away in your car. During the loan period, you will continue to have your car.

Still, you need to exercise caution and think carefully before accepting a title loan. Any agreement comes with the risk of losing your vehicle if you can’t pay back the loan. And title loans are expensive: Nevada does not limit the interest rate lenders can charge, so the annual percentage rates (APR) are extremely high (e.g., 300 percent).

For these reasons, think about alternatives first, such as borrowing from a family member or friend, getting a loan from a bank or credit union or asking for extensions from creditors.

If you do decide a title loan is your best option, search for terms most favorable for your financial situation, and read any loan agreement carefully for information about due dates, charges and fees and how to make payments. Recognize that the shorter the term, the less you will pay in finance charges.

If you do find yourself in a situation where you can’t pay back the loan, Nevada does allow up to six 30-day extensions. To avoid this scenario and the extra costs you’ll incur, follow this simple rule: Only borrow what you can afford to repay.

Title Loans Reviews

Speedy Cash

Speedy Cash offers title loans up to $25,000 in Las Vegas. Just bring your vehicle, clear title, proof of insurance, proof of address and a valid ID to any of over a dozen Vegas locations, and you’ll receive an instant lending decision. The company also offers motorcycle title loans. Customers in Las Vegas give Speedy Cash consistently strong reviews for its customer service at all area stores.

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TitleMax, featuring competitive rates and superior customer service, is a leading title lending company in the U.S. Apply at any of the Las Vegas locations, and if you are approved, get same-day cash. TitleMax accepts applicants of all credit histories and vehicles of most makes and models. Customers like using the TitleMax Mobile App to check balances, see due dates and make payments.

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