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Find the Best Mortgage Lenders in Las Vegas, NV

Home prices in the Las Vegas metropolitan are rising and expected to continue to increase. From brand new single-family homes in Providence to luxury mid-rise condos in Fremont East, people are anxious to buy before they are priced out. We researched the best mortgage lenders in Las Vegas to help you find the right financial partner to buy your new home.

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    Compare Top Mortgage Lenders

    #1 OUR FAVORITE
    AmeriSave
    Overall satisfaction rating
    • Financed over 228,000 homes
    • Closing in as few as 25 days
    • Over $47 billion funded
    • Available in Las Vegas

    Close in as few as 25 days!

    (866) 815-0655 Read More
    #2
    HomeDirect
    Overall satisfaction rating
    • Keeps the servicing of the loan
    • Direct VA lender
    • Online mortgage calculator
    • Available in Las Vegas

    This direct lender is a division of Bank of Oklahoma Financial. It uses the latest technology like an online automated application system to help clients get the money and information they need as efficiently as possible.

    Read More
    #3
    Superior Mortgage Lending
    • No origination or underwriting fees
    • Several loan programs available
    • Over 18 years in business
    • Specializes in first-time home buyers
    Location
    8867 West Flamingo Rd., Ste. 200
    Las Vegas, NV 89147
    (702) 507-4170
    Read More
    #4
    One Nevada Credit Union
    • Save an average of $4,000 versus the competition
    • Rates as low as 4.375%
    • VA, FHA and conventional financing
    • Loan refinancing options
    Location
    5525 S Durango Dr.,
    Las Vegas, NV 89113
    (702) 457-1000
    Read More
    Five Star Mortgage
    • M-F: 8:30am - 5pm
    • Closed Sat and Sun
    • fivestarmortgagelv.com
    Location
    9065 S. Pecos Rd., Ste. 200
    Henderson, NV 89074
    (702) 947-7827
    FBC Mortgage
    • M-F: 8:30am - 5pm
    • Closed Sat and Sun
    • fbchomeloans.com
    Location
    6775 Edmond St., Ste. 210
    Las Vegas, NV 89118
    (866) 413-2563
    Corridor Mortgage Group
    • M-F: 8:30am - 5pm
    • Closed Sat and Sun
    • corridormtg.com
    Location
    8565 S. Eastern Ave., Ste. 174
    Las Vegas, NV 89123
    (410) 313-9900
    Sun West Mortgage Company
    • M-F: 8am - 5pm
    • Closed Sat and Sun
    • swmc.com
    Location
    10161 Park Run Dr., Ste. 150
    Las Vegas, NV 89145
    (866) 543-0380
    Red Rock Mortgage
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • redrockmortgage.com
    Location
    810 S. Durango Dr., Ste. 105,
    Las Vegas, NV 89145
    (702) 320-9595
    Residential Mortgage Services
    • M-F: 8am - 5pm
    • Closed Sat and Sun
    • rmsfunding.com
    Location
    3585 E. Flamingo Rd., Ste. 103,
    Las Vegas, NV 89121
    (702) 320-9595

    How to choose a mortgage lender in Las Vegas

    Las Vegas Skyline

    Home prices are rising. Construction is booming. Infrastructure is improving. People are moving to Las Vegas in droves. The metropolitan area offers a wide variety of neighborhoods to meet every need.

    Many families are drawn to the suburbs and master-planned communities like Skye Canyon and Summerlin, where family-friendly neighborhoods are planned around schools, parks and trails. Both communities have ranked as some of the fastest-selling master-planned communities in the country. Creatives seeking culture and community are flocking to fixer-uppers in the Arts District or Huntridge, where they can be at the heart of the action. Even those who long for open space and the small-town vibe of old Vegas can find ranch-style homes or open land in the underdeveloped southwest part of the valley.

    Median home values in Clark County

    City / Township Median home value
    Henderson $323,300
    Boulder City $318,800
    Enterprise $298,500
    Spring Valley $272,900
    Las Vegas $269,400
    North Las Vegas $251,600
    Sunrise Manor $213,600

    Source: Zillow Home Value Index

    Regardless of where in the valley you’d like to live, odds are you’ll need a mortgage lender in Las Vegas to help you get there. With home values rising at a higher rate than wages, qualifying for a new home can be tricky — especially for first-time buyers without existing equity to put toward a down payment. Mortgage lenders can help you determine what type of mortgage loans or specialty programs you qualify for and which is the best option to pursue. Choices may include:

    • Conventional loans: These loans, uninsured by the federal government, are the most popular type of mortgages for homebuyers.
    • FHA loans: Insured by the Federal Housing Administration, these loans are for people with low or moderate incomes who can’t afford a substantial down payment.
    • VA loans: Guaranteed by the U.S. Department of Veterans Affairs, these loans help veterans and service members become homeowners.
    • USDA loans: Sponsored by U.S. Department of Agriculture, these zero-down loans are for houses in sparsely populated locations.
    • Jumbo loans: These loans are for higher-priced homes.

    When considering different mortgage lenders, don’t be afraid to ask questions about how a company will communicate with you, how long the application process takes, what lender fees you’ll have to pay and what are the down payment requirements. Of course, interest rates are also important — the lower, the better.

    Before you make your final decision, apply with several different lenders and compare Loan Estimates to get an idea of the total costs you’ll be paying for your mortgage.

    Mortgage Companies Reviews

    AmeriSave

    AmeriSave has been in the industry since 2002. It offers a variety of loan types and programs, including fixed rate, adjustable rate, FHA and VA loans. About half of all customers close loans in about 25 days. Reviewers in Las Vegas enjoyed the online experience offered by the company, which they say made it easy to get through the application process.

    AmeriSave (866) 815-0655

    HomeDirect

    HomeDirect Mortgage’s automated online system, called HomeNow, guides you through the process from application to closing, giving you a direct line of communication with your loan officer. Prospective customers can find a number of useful calculators on HomeDirect Mortgage’s website for guidance. Las Vegas reviewers have nothing but good things to say about HomeDirect Mortgage, praising the application process and advice from loan officers.

    HomeDirect

    Superior Mortgage Lending

    Superior Mortgage Lending is a Las Vegas-based broker that has been in the industry for 18 years. Customers can apply for conventional, FHA, VA, and jumbo loans. Reviewers in Las Vegas loved the customer service provided by a smaller company, and they felt the team was experienced and knowledgeable about financing options.

    Superior Mortgage Lending

    One Nevada Credit Union

    One Nevada Credit Union, based in Las Vegas, offers multiple programs for homebuyers, like VA, FHA and conventional financing. Customers can save an average of $4,000 on home loans with the company, One Nevada Credit Union says. Reviewers routinely praise the credit union for its friendly customer service, variety of mortgage loan options and low interest rates.

    One Nevada Credit Union