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Find the Best Life Insurance Quotes in Las Vegas, NV

Life insurance provides financial security for your loved ones. Life insurance can cover funeral costs, lost wages and more. A quality life insurance company is financially stable and offers excellent customer service. We researched the best life insurance in Las Vegas to protect your family.

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Serves residents in
Las Vegas, NV
(855) 695-2255
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  • Find insurers that fit your budget
  • No-obligation quotes
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  • Available in Las Vegas
Serves residents in
Las Vegas, NV
(855) 522-3444
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Millennial Insurance Group, LLC
  • M-F: 8:30am - 5pm
  • Closed Sat and Sun
  • millennialinsurancegroupllc.com
10161 W. Park Run Dr., Ste. 150
Las Vegas, NV 89145
(702) 318-6569
Effortless Insurance
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • effortlessinsurance.com
5940 S. Rainbow Blvd., Ste. 167
Las Vegas, NV 89118
(866) 326-3053
Joe Janet: State Farm Insurance
  • M-F: 9am - 5pm
  • Sat: 10am - 2pm
  • Closed Sun
  • insurelasvegas.net
5514 Camino Al Norte, Ste. A-1
North Las Vegas, NV 89031
(702) 220-9673
Sundance Insurance
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • sundanceinsurance.com
9555 Hillwood Dr., Ste. 140
Las Vegas, NV 89134
(702) 270-8277
Balsiger Insurance
  • M-F: 8:30am - 5pm
  • Closed Sat and Sun
  • balsigerinsurance.com
3481 E. Sunset Rd., Ste. 100
Las Vegas, NV 89120
(702) 220-8640
Cornerstone Wealth Management
  • M-Th: 9am - 5pm
  • F: 9am - 12pm
  • Closed Sat and Sun
  • cornerstonevegas.com
9075 W. Diablo Dr.
Las Vegas, NV 89148
(702) 878-4742

How to choose life insurance in Las Vegas

Las Vegas skyline

Nearly 40 percent of Las Vegas residents are 55 or older. It’s very common for people in this age bracket to seek life insurance options so their family is protected from financial hardships. The death benefit from a life insurance policy can be used to:

  • Cover funeral and medical expenses
  • Pay off remaining debts
  • Replace lost wages
  • Provide an education fund for children

Getting life insurance is a good idea if you have a spouse or children depending on your income. Even if you don’t have a spouse or children, life insurance helps support other family members who may need it, such as older relatives who need additional care as they age.

Types of life insurance in Las Vegas

Customers can choose between many different policy options. The most common life insurance plans in Las Vegas are:

  • Term life insurance is a straightforward option that provides a lump sum of money to your beneficiaries if you die within the term of the policy. The term of coverage is usually between 10 and 30 years. This type of insurance provides no return on investment if you live past the end of the policy.
  • Whole life insurance covers the insured person for their entire life. Whole life policies give a guaranteed return on investment and accumulate a cash value over time that can be withdrawn by the policyholder. These policies have a guaranteed return on investment and are usually more expensive than term life policies.

Other types of policies available in Las Vegas include universal life insurance, which has both a death benefit and cash value component, and burial insurance, which provides a smaller death benefit to cover burial costs and generally does not require a medical examination.

The cost of life insurance in Las Vegas

Insurance companies in Las Vegas use multiple factors to determine the monthly cost of your policy. The type of coverage and benefit amount are significant factors, but actuaries from the company also look at:

  • Current health
  • Medical history
  • Gender
  • Nicotine and alcohol use
  • Whether you work in a hazardous profession
  • Hobbies
Choosing a life insurance company in Las Vegas

Because of the importance and value of life insurance policies, it’s crucial to purchase coverage from a reputable company that is there for your beneficiaries when needed. Well-respected, national companies like Prudential Financial, State Farm and MetLife provide policies to Las Vegas residents and have long-standing reputations for excellent service.

You can also check a company’s business credit rating with independent agencies such as Standard and Poor’s, Moody’s or AM Best. Consumer reviews are an excellent way to see how a company treats its clients. You want to feel secure with your policy, so you don’t want to seek coverage from a failing or unpopular company.

Life Insurance Reviews


PolicyGenius consolidates your insurance offers in one spot by letting you apply online and receive multiple insurance quotes within minutes. The company’s advisers do not work on commission and are committed to guiding their customer to the right policy. Las Vegas customers appreciate the easy and straightforward application process.



EverQuote makes finding life insurance easy by letting you submit one application and then reaching out to providers on your behalf. The company matches you with companies that provide multiple insurance options, including whole life, term life and universal life insurance. Las Vegas customers praise the company’s efficiency.