Owning a home comes with a lot of hidden costs. Whether you live in a newer house in a neighborhood like Providence or a mid-century home in Huntridge, unexpected repairs on major appliances or home systems can cost thousands of dollars. Home warranties protect owners from huge financial losses by helping pay for these repairs. We researched the best home warranty in Las Vegas to provide you with additional financial security.
Homeowners insurance vs. home warranty in Las Vegas
Homeowners sometimes assume the home insurance required by their mortgage lender is sufficient financial protection, but a home warranty is a worthwhile investment to cover repairs not included in your insurance. While insurance provides coverage for extraordinary situations, such as damage caused by floods or other natural disasters, it doesn’t always pay for repairs to the appliances and systems inside your home.
Unlike insurance, a home warranty addresses problems that need attention because of standard wear and tear. These include repairs to features in many Las Vegas homes, including swimming pools and stand-alone freezers.
Home warranties help owners protect their financial investment, whether it’s a starter home, forever home, vacation property or rental property. Not being able to afford repairs or replacements can lead to larger, more expensive fixes down the road and affect your home’s resale value, so you want to be prepared for any eventuality.
Home warranty coverage in Las Vegas
Home warranties typically cover major appliances, parts of your HVAC (heating, ventilation and air conditioning) system and your home’s electrical wiring. However, you should always read the fine print of your contract to ensure you have a complete understanding of what is and isn’t covered. If you have a swimming pool or other special home feature, you can often have that added to your home warranty.
What to look for when choosing a home warranty company in Vegas
Founded in 1971, American Home Shield takes pride in being a founder of the home warranty industry. They service nearly 1.7 million homes, including many in Las Vegas. They provide several plan options, including a comprehensive plan and other plans focused on either appliances or systems. You can also completely customize a plan to suit your needs.
Choice Home Warranty is a New Jersey-based company offering comprehensive protection plans at two levels: basic and total. They also offer add-ons for swimming pools, stand-alone freezers and other common features in Las Vegas homes. Vegas customers praised Choice Home Warranty for their quick response time.
With more than 35 years in business, 2-10 Home Buyers Warranty is an industry leader that covers appliances like a dishwasher, refrigerator, washing machine and air conditioner, to name a few. Whether you’re buying, selling or building a home, 2-10 offers a service agreement to protect you from unexpected repair costs.
With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values.
With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers.