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Find the Best Debt Consolidation in Las Vegas, NV

There are lots of easy ways to get into debt — medical bills, student loans and overzealous credit card swiping. Getting out of debt is trickier. One option is to consolidate your debt. This moves you from multiple debts and due dates to one easier-to-tackle payment, usually at a lower interest rate. We researched the best debt consolidation in Las Vegas to put you on a path to financial stability.

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Compare Top Debt Consolidation Loan Companies

National Debt Relief
Overall satisfaction rating
  • Available in Las Vegas
  • Requires at least $10,000 debt
  • Debt settlement
  • Get a free savings estimate

Get out of debt without bankruptcy!

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Freedom Debt Relief
Overall satisfaction rating
  • Available in Las Vegas
  • Requires at least $15,000 debt
  • Track your progress 24/7
  • Debt settlement

Specializes in debt settlement services. Debt can be settled in 24 to 48 months, and fees range from 15% to 25%. $15,000 minimum debt required. Track progress 24/7 via online dashboard. No-risk debt relief consultation offered.

 Learn More (866) 515-6714 Read More
CreditAssociates
  • Available in Las Vegas
  • Over $1 billion in debt resolved
  • Collateral not required
  • Free Debt Analysis and consultation

Works with unsecured debts only, such as credit card, medical and business debt. Eliminates debt in 24 to 48 months. Service fee is 15% to 25%, and a free initial debt consultation is available. Not available in all states.

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Accredited Debt Relief
Overall satisfaction rating
  • Available in Las Vegas
  • Debt settlement
  • Requires at least $10,000 debt
  • Reduce your monthly payments

Best for clients with $10,000 or more in unsecured debt. Says it could reduce your debt by up to 40%. Over $3 billion in client debt paid off. Your quote is 100% free and will not affect your credit score.

 Learn More (877) 566-8703 Read More
Debt Rx
Overall satisfaction rating
  • Minimum $10,000 credit card debt required
  • Free, no obligation debt analysis
  • Available in Las Vegas
  • Services offered in Spanish

Get personalized service and attention when you’re seeking debt relief. Find out more about your debt relief options with a free confidential consultation, and use its debt calculator to see how much you can save.

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How to choose debt consolidation in Las Vegas

Las Vegas skyline

Most Americans need debt relief. The average U.S. household has approximately $5,700 of credit card debt. Nevadans overall are above average at $7,871. Las Vegans fare better than the rest of the state, but still carry credit card debt near the national average.

If you have similar amounts due and make only the minimum payments on those credit cards, it would take years to pay off and cost thousands more in interest. If you fall behind on payments, you could get hit with additional fees and an even higher penalty annual percentage rate, or APR, that will make getting out of debt even more difficult.

Debt consolidation can help you turn the tables in your favor. Reputable debt consolidation companies can settle your debt or turn multiple debts into one. This means you only have one payment with one due date to remember. The new, consolidated interest rate is typically lower than the average of the multiple debts you had, which makes your payment lower.

Keep in mind, debt consolidation is not debt forgiveness. You will still owe every principal dollar you charged or accepted in a loan. But for people who want to gain a sense of control over their debts, consolidation can bring relief.

Debt consolidation is also a preferable alternative to bankruptcy, which can stay on your credit report for years. In 2017, almost 7,000 people filed for bankruptcy in Las Vegas, according to statistics from the U.S. Bankruptcy Court for the District of Nevada. Filing for bankruptcy is a serious measure with yearslong consequences. Before jumping to such an extreme, people in debt may want to look for debt relief through debt settlement from debt consolidation companies.

Debt Consolidation Reviews

National Debt Relief

One of the best-known businesses in the industry, National Debt Relief is debt settlement company ideal for people closest to bankruptcy. Vegas customers report transparent, positive experiences during whcih they were walked through the process step-by-step by friendly staff who understand how confusing consumer debt can be.

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Freedom Debt Relief

Freedom Debt Relief calls itself the “largest negotiator of debt in the nation.” Debt settlement is their specialty but they do offer a wide range of options, including credit counseling and refinancing options for homeowners. Customers in Las Vegas love Freedom Debt Relief’s online platform, which makes tracking progress easy.

 Freedom Debt Relief Learn More (866) 515-6714

CreditAssociates

A proprietary electronic debt settlement system combined with expert debt consultants makes Credit Associates an effective choice for debt relief. Reviews say that customer service is helpful and communicates well throughout the process, which lasts between two and three years. You can get a free consult with no obligation by contacting the company.

 CreditAssociates

Accredited Debt Relief

Not sure what debt relief strategy is right for you? Accredited Debt Relief offers a variety of services, all the way from debt consolidation and debt management to bankruptcy. Customers in Las Vegas say their debt counselors are polite and will not make you feel embarrassed about whatever financial troubles you’ve landed in.

 Accredited Debt Relief Learn More (877) 566-8703

Debt Rx

An experienced debt relief company, Debt Rx helps those with $7,500 or more in credit card debt. Being smaller than its competitors allows the company to tailor solutions to your situation. Online reviews praise the customer service team for being good communicators while helping to reduce their debt.

 Debt Rx